• Teacher pensions: Answering Your Questions

    Updated: 2011-03-30 00:14:55
    Last week, I blogged on teacher pensions and the piece drew agreement and criticism. In response to critics, I'll let the numbers speak for themselves. Today, I wanted to continue the conversation by following up on the good questions raised by commenters. How much do teachers’ salaries go up ...

  • Random musings on biotic potentials and interest rates

    Updated: 2011-03-29 12:04:07
    Biology geeks would know that biotic potential is the capacity of a population to increase. It is quantified with the letter r, as in exp(rt), which finance geeks may recognize as the interest rate. r is determined by the balance between birth rate, death rate, emigration and immigration. The physics geeks may set up a [...]

  • How to understand distribution

    Updated: 2011-03-28 11:10:35
    Economics can be defined as the distribution of resources between people. An economy can be divided into three sectors: The for-profit or private sector, the government or public sector, and the non-profit sector. These can roughly be described as follows The private sector strives to maximize profits to owners. This is done by increasing revenue [...]

  • How to adjust the rear derailer with an index shifter

    Updated: 2011-03-27 10:35:18
    I’m just putting this up here because I have not seen this trick elsewhere. The problem here is mainly in getting the cable tension correct so the shifter can pull the derailer over all the cogs in the rear cassette. Too loose and you won’t be able to reach the low gears. Too high, vice [...]

  • Mar 26, Cheap living on a sailboat...it is a great way to retire

    Updated: 2011-03-26 18:20:50
    Cheap living on a sailboat...it is cheap living in name only

  • One more year before comfort

    Updated: 2011-03-26 15:16:50
    In my search to determine what people actually mean when they say they want a “comfortable life” and in particular a “comfortable retirement” I have come across two conflicting definitions. No wonder, then, that such statements confuse me. I usually think that comfort means being free from physiological (mental and physical) pressures or stresses. For [...]

  • Retirement Planning is as Easy as ABC

    Updated: 2011-03-24 21:35:35
    What follows is a “hands on” approach to taking good care of your retirement money. Keep in mind that everyone has different needs, aspirations and plans – meaning your retirement plan will be unique. One size does not fit all. There is a logical and commonsense approach to how you can have a worry-free retirement without [...]

  • Mar 26, Living in an RV is fun and frugal

    Updated: 2011-03-24 05:14:34
    Living in an RV is fun and another way to live cheaply

  • Mar 26, Park model mobile homes another great way to live cheaply

    Updated: 2011-03-24 05:14:33
    Park model mobile homes, don't miss this popular style of living cheaply

  • Mar 23, Sailboat Cruising Lifestyle what do you do all day ?

    Updated: 2011-03-23 23:06:11
    In the Sailboat Cruising Lifestyle, what is a typ[ical day?

  • Mar 23, Living frugal...not as hard as you think

    Updated: 2011-03-23 23:06:07
    Living frugal, living frugal is not that difficult...we can show you how

  • The virtue of discomfort

    Updated: 2011-03-23 22:15:19
    Discomfort is a virtue. Without discomfort it is not possible to retrain to your insulin system to stop expecting a new infusion of carbohydrates every third waking hour. Without discomfort the body never learns to burn fat for energy. Without discomfort it is impossible to be full of energy without eating and you will not [...]

  • Mar 23, Graywolf

    Updated: 2011-03-23 18:23:34
    Loved your story. AT 49 I found myself divorced, broke and lost for a means to put my life back together. Sounds sad, but it is gets much better. After

  • Mar 26, Cheap living in an RV...cheap living and fun too

    Updated: 2011-03-22 03:14:38
    Cheap living in an RV can be a wonderful way to retire

  • Great book for analysing real estate (and stocks)

    Updated: 2011-03-22 02:03:11
    I just wanted to share a great book on real estate evaluation which was shared in the ERE forums (I forget which thread). The principles transfer fairly well to stock analysis as well. This is perhaps one of the few books on investing which isn’t dumped down and thus doesn’t assume that addition and multiplication [...]

  • Simple personality types and their behavior

    Updated: 2011-03-12 10:12:32
    Many interpersonal misunderstandings originate in parties not having the same goal of the discussion. I do not wish to go into detail of which underlying psychological motivation e.g. ego that drives these goals, but it is certainly noticeable that if two people do not have exactly the same goal, at least one party will inevitably [...]

  • Smoothie project #7

    Updated: 2011-03-09 09:59:35
    I share the best ones. Also try out #5 and #6. I have noticed the retail blender starting to die. Maybe it really is true that $25 blenders only last a few weeks blending raw food. 1 cup of water 1 small handful of baking chocolate 2 bananas 1 small head of red cabbage (a [...]

  • Social Security Benefits – How to Get More Social Security Income

    Updated: 2011-03-04 17:49:53
    How to know when to start Social Security Security Benefits Here’s what the Social Security Administration tells you: “At Social Security, we’re often asked, “What is the best age to begin receiving retirement benefits?” The answer is that there is no one “best age” for everybody and, ultimately, it’s your option.” This is not the [...]

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