There are thousands of well worn financial tips, but worthwhile wisdom can be harder to find. What do you think of these twists on conventional advice?
The post Forget Financial Tips: Try These 11 Twists on Conventional Advice appeared first on NewRetirement.
Are you wealthy? You may be paying extra for Medicare. Find out why and how to reduce your IRMAA - Income Related Monthly Adjustment Amount.
The post Medicare Surcharges (IRMAA): How the Wealthier Pay MORE for Coverage appeared first on NewRetirement.
More than 495,000 members and retirees have discovered that Retirement Online is a secure, convenient way to do business with NYSLRS. Now retirees can do even more online. Check out these new features in Retirement Online for retirees: Manage Your Direct Deposit Ninety-six percent of NYSLRS retirees already receive their pension payments with direct deposit. […]
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Blog en español Donate MENU Our Issues Fact Sheets and Position Papers Medicare Medicaid Affordable Care Act Pensions Social Security Prescription Drugs Resolutions Annual Congressional Voting Record Join Us State Alliances Alaska Arizona California Colorado Connecticut Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Maine Maryland District of Columbia Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Mexico New York North Carolina Ohio Oregon Pennsylvania Rhode Island South Carolina Texas Vermont Virginia Washington West Virginia Wisconsin About Us Our Achievements Leadership Alliance Brochure Annual Activity Reports Sponsoring Unions CAN Mission Member Benefits Issue Toolkit April 24, 2023 McCarthy Goes After Most
Millions of Americans aren’t ready for retirement. According to the U.S. Census Bureau, about 50% of adults ages 55 to 66 have no personal retirement savings. That’s not good. With ... Read more
The post Retirement Planning With Empower appeared first on Retire by 40.
Worried you aren't doing everything you should be to manage your money. Financial planning is hard. Learn why and how to overcome the difficulties.
The post Financial Planning is Hard: Explore 7 Reasons Why and What to Do About It appeared first on NewRetirement.
Planning retirement is complex. We make it easy with this 4 step framework. No jargon, just a useful progression to the future you want.
The post An Easy 4 Step Framework for Planning Your Retirement appeared first on NewRetirement.
When you joined NYSLRS, you may have named one or more beneficiaries to receive certain benefits if you die. NYSLRS retirement plans provide death benefits for beneficiaries of eligible members who die before retiring. The “ordinary death benefit” is paid to the beneficiary or beneficiaries that you designated, so it’s important to review periodically to […]
Last fall I listened to Mike Piper discuss his then new book After the Death of Your Spouse: Next Financial Steps for Surviving Spouses on the Bogleheads on Investing Podcast. Immediately after listening, I placed an order for the book. The book arrived a few days later. I promptly placed it on my bookshelf where...
The post Financial Decisions After the Death of Your Spouse appeared first on Can I Retire Yet?.
Want a secure retirement? It is not simply about following a financial plan. Imagining who you are going to be may be critical to your success.
The post Want Future Financial Security? It’s All In Your Imagination (Actually)! appeared first on NewRetirement.
What is a recession? The good news? Well, recession isn't always so bad and you probably won't know are in one until after it's over.
The post What is a Recession? appeared first on NewRetirement.
One aspect of retirement planning some members may not consider is how a divorce may affect their pension benefit. In New York State, retirement benefits earned by NYSLRS members are considered marital property. So, if you get a divorce, a judge may award your ex-spouse part of your pension. The process for dividing retirement assets after […]A major focus of this blog is saving for retirement and determining when you have accumulated “enough.” Today I have a collection of resources focused on learning how to enjoy the money you have saved and use it to do more good in the world once you have enough…. or more than enough. I’ll share...
The post Early Retirement Resources: Learning to Spend appeared first on Can I Retire Yet?.
, About Blog Retirement Planning Social Security Investing Financial Planning Hiring A Financial Advisor General All Articles Podcast Ask A Question Work With Me Select Page Conference Breakdown , Ep 291 Posted by Benjamin Brandt Podcast 0 Many DIY investors would like to learn more about the latest changes in financial and tax laws but donâ t have the same opportunities to attend professional financial conferences . The good news is that Bret and I do have these opportunities , and we relish sharing our . findings On this episode of Retirement Starts Today , Bret shares his insights from his boots-on-the-ground experience at Ed Slottâ s  recent conference in Las Vegas . If you are curious about the changes surrounding IRAs and other retirement accounts as a result of the Secure ActRetirement calculators designed for couples have special features to make results reliable and useful. Find out what you need.
The post The Retirement Calculator for Married Couples (or Any Couple) appeared first on NewRetirement.
There is a lot of buzz around "financial wellness." But unlike many fads, financial wellness is definitely a worthwhile pursuit.
The post What is Financial Wellness? Have You Achieved It? appeared first on NewRetirement.
Demographics and longevity are 2 factors causing financial woes for Social Security and Medicare. Learn if your benefits will be impacted.
The post Will Social Security Run Out? Will Medicare Stay in Business? Get the Latest News on these Important Programs appeared first on NewRetirement.
April is National Financial Capability Month, but it’s better known as Financial Literacy Month. It’s dedicated to helping people understand how to make informed financial decisions and manage money effectively. A recent report from the TIAA Institute finds that “adults with greater financial literacy tend to have better financial well-being.” In addition: Financial literacy encompasses […]
, About Blog Retirement Planning Social Security Investing Financial Planning Hiring A Financial Advisor General All Articles Podcast Ask A Question Work With Me Select Page Monte Carlo Failures Arenâ t Plane Crashes , Ep 290 Posted by Benjamin Brandt Podcast 0 Have you ever used a Monte Carlo analysis to help you plan retirement If so , the results can seem scary . You may be looking for a 100 likelihood of success so that you can rest easyâafter all , you are probably hoping for a 100 successful . retirement However , in this episode of Retirement Starts Today , youâ ll learn why a 100 success rate should not be your goal . Listen in to hear . why Outline of This Episode 1:42 Retirement plan uncertainties 8:00 Donâ t shoot for 100 success with a Monte Carlo analysis 10:25 How toAs I explained last month, the double-digit market decline last year coupled with high inflation has been a wake-up call to review our budget and make sure we aren’t throwing money away. Earlier this year, I started up Quicken, ran expense reports for the last few years, and flagged some areas of concern. In my last post...
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