The forum is turning out to be quite popular. It now has 70+ posts per day and 119 users with plenty of introductions. Participating in the forums, I hardly have time for blogging anymore. Actually, when I say I don’t have time, that’s not entirely true. I have plenty of time. What I don’t have [...]I have a guest post on how to Save money with a DVD exchange over at Tight Fisted Miser. If you clicked in from over there, welcome to my blog. Please consider subscribing as you will find that we cover many of the same things. Not made of money had a post on how to [...]Has anyone ever felt that or know what I’m talking about? Maybe one needs to have been studying for a while. I am talking about the period, usually about a week or so, right after an examination and right after a major cramming session which has suddenly been replaced by somewhat of a void. Questions [...]
What's stopping you from saving by America Saves 30. July 2010 05:54 With 2010 half over , you may find yourself nowhere closer to your financial goals than you were on January 1st . Yet , year after year , saving money and getting out of debt remain one of the most popular resolutions . The question remains what's stopping you Take action today and work towards your financial goal by starting small and thinking big . rdquo Start : Small What's the secret to saving Spending less than you earn is the key to saving money and avoiding debt . By making small and manageable changes to your lifestyle , you can further decrease your expenses . Tackle a few spending vices' at a time rather than radically altering your lifestyle . Some easy ways to : save Rethink the essentials . rdquo TheFrugality seems prevalently to be considered a form of deprivation. It is seen as something people resort to when they have no other choices. This is not how I see it. In my idiosyncratic world, which I apparently share with successful entrepreneurs and capitalists, frugality equals economic efficiency. Economic efficiency means Achieving the most output [...]As I understand it, there’s quite a bit of (unproductive) work involved with being unemployed such as filing papers, taking courses, and passing around papers between various agencies. In the Keynesian analogue, being an “Associate Unemployed” is like being a temp government worker that fills the holes that the people working inside the social transfer [...]Lately I has been made clear to me that a life without buying things can not possibly make me happy. For one, I also realized that people would have a hard time knowing what I stand for when I do not associate myself with brand name lifestyles(*). It has also been made obvious to me [...]Making Extra Money by America Saves 23. July 2010 08:14 This post is part of the America Saves Kick Start Your Savings Summer . Each week we'll focus on saving for a particular savings goal or how to save on everyday . expenditures To kick start your own savings click . here When it comes to saving money , you have two options cut expenses or increase your dispensable income . For most Americans , our largest expenses such as housing and transportation are fixed and cannot easily be reduced . So what do you do when you've cut all the expenses you can Get rid of things you no longer : need Take a look in your closets , attic , or storage space . Chances are you've accumulated some items you no longer need . Sell unwanted items like DVDs , video games , or comic books to specialty storesHere’s another ERE meetup in NYC. I won’t be there, but don’t let that keep you from going. Since starting the forum yesterday afternoon, we have 164 posts and 68 users. You should join. In other news, here are the results from the longevity survey. I apologize for the poor image quality. Half of responders [...]
You mess up your own retirement investing
While it seems that the economy, interest rates or the stock market has much to do with your retirement financial success, your own actions may account for more of your success or lack thereof, then you care to admit. Morningstar, the well known mutual fund research firm, estimates that [...]Wow! The forums are really taking off. I may have to start looking for some moderators soon. I hope some of the forums power-users will volunteer for it. I wanted to bring this Meetup in Chicago to your attention. If you prefer dividends for your income, Dividend Growth Investor posted a nice overview on dividend [...]Due to popular request, I have installed some forum software. You can get to the forums by clicking on “Forum” in the top navigator bar. Now, I have no experience running a forum and I don’t even use them that much, so let me know about any issue you may encounter. Problems registering, suggestions for [...]One problem with the backlink approach [of SEO] is that it confuses popularity with authority. Read this post about backlinks to see what they are. If the goal of search engines was to find the most popular sites, page ranking works excellently. If the goal is to find the most authoritive, page ranking does not [...]Personal finance blogs primarily fall in three major categories. First, there are the “getting out of debt” blogs. Second, there are the “just got out of college” personal finance blogs. Third, there are the “career track” personal finance blogs. Of course there are more categories such as retirement blogs or I-won-the-lottery blogs, but these are [...]Cutting Your Largest Non-Fixed Expense Saving on Food Groceries by America Saves 16. July 2010 07:42 This post is part of the America Saves Kick Start Your Savings Summer . Each week we'll focus on saving for a particular savings goal or how to save on everyday . expenditures To kick start your own savings click . here Grocery shopping you've got to do it , right Going out to eat you don't have to , but sometimes it just turns out that way . Believe it or not , the average family of four spends more than 500 on groceries and food each . month You can easily add another 50 or 100 to your monthly savings by making simple : changes START by shopping smart at the grocery : store Shop with a list and coupons when purchasing groceries . If you purchase certain items regularly , stock up on them
How to retire early starts with realizing how little you really need
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Florida retirement communities have got it all for those sun seeking, fun seeking retirees
The easiest ways to save money are nothing more than usung your common sense
Finding the cheapest places to retire may require some changes to your mindset
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Can I retire early?...If you don't retire early you may not live long
By practicing frugal living we have been retired for 16 years, with no skimping, we can show you how
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The best retirement communities will provide exactly what you are looking for at a price you can affordArizona retirement communities offer a wide range of communities all with the fine Arizona weather included
Seven ways that you can save 100 or more in 2010 by America Saves 9. July 2010 09:16 We all want to save money , it's the how that causes some confusion . If you're not currently saving or living paycheck-to-paycheck , you need to start by changing your behaviors . Begin by tracking your spending and making a plan to . save Saving money is simple once you realize where it's going . Here are seven ways that you can save 100 or more in : 2010 Reduce your cell phone plan or switch to a prepaid plan . Many of us overestimate our cell phone usage . Drop minutes or features you're not using to add to your . savings Walk rather than drive to destinations less than a mile . You'll not only burn calories , but also save the wear-and-tear on your vehicle . Shop around for auto and homeowners'
Frugal vacation tips...vacations are important, their are ways to do so cheaply
Best country to retire and relax...what to expect when you move overseas